Blog

3 Jun

Should I Lock into a Fixed Rate? Mortgage Strategy for Summer 2025

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🧨 “Mission Impossible”: The BoC’s Balancing Act This week’s Toronto Star headline couldn’t say it better—Bank of Canada Governor Tiff Macklem is in a tough spot. The central bank has a dual challenge: Inflation pressures are creeping back up A potential tariff-induced economic slowdown is looming Tariffs from the U.S., slower global trade, and weak […]

16 May

Canadians Are Still Spending—And That Says More About Us Than the Economy

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There’s something quiet but telling about a home just after winter. The snow has melted, the light shifts, and you start to see what’s been hiding underneath—cracks in the pavement, a fence that needs tightening, maybe even a project you’ve been putting off. It’s not just about the house. It’s about the shift in us, […]

6 May

Why Homebuyers Are Still Hesitating—Even With Good News

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It’s 2025, and mortgage rates are finally dropping. Headlines everywhere say it’s a “buyer’s market.” So why does it still feel hard to move forward with confidence? If you’ve been sitting on the sidelines, unsure whether to buy, you’re not alone. Even though the numbers are improving, the feeling of the market hasn’t caught up. […]

5 May

Canada at a Crossroads

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What Rising Trade Tensions Mean for Your Mortgage Global trade tensions are rising fast. U.S. President Donald Trump’s latest tariffs are hitting Canadian exports like steel and aluminum hard. These changes are shaking up Canada’s economy—and they could affect your mortgage, too. Who’s Involved? The Bank of Canada is the key player here. Think of […]